GIF's - Guaranteed Investment Funds

 

What is a GIF?

A GIF is an investment commonly referred to as a segregated fund. Segregated funds share many of the same features as mutual funds and typically invest in stocks, bonds and other types of investments. Segregated funds offer a distinct advantage: they have protective features only available through an insurance company. These features provide a number of benefits not usually available to mutual fund investors.

 

Kinnell Insurance and Financial works with Insurers and, specifically ManuLife, because their GIF and GIF encore offer the following benefits:

• A choice of maturity guarantees, to protect your principal investment
• A choice of death benefit guarantees, to preserve your wealth
• A choice of resets, to increase your guarantee values
• Potential creditor protection, to protect your personal assets from professional liability
• The ability to bypass probate and estate fees, saving valuable time and money.
• Choice of over 60 brand-name funds, providing optimum diversification
• The flexibility to switch between funds and fund managers, free of charge.

With these features and benefits in mind, it's important to know that not all GIF's are created equal. Make sure you're getting the best possible rate. Let KIF help you gain a GIF with superior choice for potential growth and security.

Email us, or call us today on our toll free line at 1-877-735-4487 for an appointment to discuss your personal objectives.

Note: If we register these existing plans, you've got a tax deductible RRSP.

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